Progressive Insurance is advertising what they call a "snapshot discount"...Hooray! Another way to save money on car insurance!
Not so fast.
For the discount, you have to agree to attach a little computer module to your vehicle. It records your driving behavior. and then the module transmits the data to the company. If you've been a good little driver, you get a discount! (Where's the sarcasm usually present from the dark haired saleswoman featured in their ads? Hmmm?)
And suppose you cancel? Oh, no problem...except in one state: Alabama.
From their FAQ page:
Can I change my mind after I've signed up for Snapshot?
Yes, you can cancel at any time, and afterward, we won’t use your driving data to determine your insurance rate.**
**Alabama customers - If you leave the program, up to 12 months of Snapshot data may be used for renewal pricing purposes, and the technology expense may continue to be applied to the vehicle until the end of the then-current policy term.
Funny, wonder why all of those other states ban that practice, but Alabama, where we Dare Defend Our Rights, is the exception. Insurance adjusters out there? Comment?
Not so fast.
For the discount, you have to agree to attach a little computer module to your vehicle. It records your driving behavior. and then the module transmits the data to the company. If you've been a good little driver, you get a discount! (Where's the sarcasm usually present from the dark haired saleswoman featured in their ads? Hmmm?)
And suppose you cancel? Oh, no problem...except in one state: Alabama.
From their FAQ page:
Can I change my mind after I've signed up for Snapshot?
Yes, you can cancel at any time, and afterward, we won’t use your driving data to determine your insurance rate.**
**Alabama customers - If you leave the program, up to 12 months of Snapshot data may be used for renewal pricing purposes, and the technology expense may continue to be applied to the vehicle until the end of the then-current policy term.
Funny, wonder why all of those other states ban that practice, but Alabama, where we Dare Defend Our Rights, is the exception. Insurance adjusters out there? Comment?
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